Free tools

Four small calculators. Real math. No sign-up.

Each of these is a stripped-down slice of something the full Ironlake product does. Use them anonymously, share the link, print the output. When you're ready for the version that remembers your inputs and turns into a versioned governance document, the app is one click away.

IPS Generator

Answer a few questions and walk away with a draft Investment Policy Statement — the written constitution every disciplined plan rests on.

Draft your IPS

Tax-Equivalent Muni Yield

What yield would a taxable bond need to match this muni after federal and state tax? The math, in one clean number.

Run the calculator

True All-In Cost

Advisory fee plus weighted fund expense ratios plus an optional tax-drag estimate — the total annual cost of your portfolio in dollars and basis points.

Compute the total

Cash Deployment

Just had cash hit the account? Distribute it across a target allocation and pick a deployment pace — lump-sum or dollar-cost-averaged over 3, 6, or 12 months.

Build a deployment plan

These calculators are illustrative based on the inputs you provide. They are not investment advice and do not account for every relevant tax, regulatory, or personal factor. Consult your own qualified professionals before making financial decisions.