Risk in dollars
Percentages are easy to shrug off. Enter your portfolio value and move the slider to see what each mix of stocks and bonds did in its best, typical, and worst years since 1928, in dollars.
Example amount. Enter yours to see your own dollars.
Lost money in 24 of 95 one-year periods. Grew 5.1% a year after inflation from 1928 to 2022.
Worst fall before inflation: -38% (end of 1928 to end of 1932), back to the prior high by the end of 1935.
Worst fall after inflation: -33% (end of 1972 to end of 1974), back to the prior high by the end of 1984.
Worst and best one-year period for every mix
Named stretches at 60% stocks
| 1929 to 1932 | -38.1% | -$381,130 |
| 1973 to 1974 | -18.6% | -$186,404 |
| 2000 to 2002 | -8.3% | -$82,779 |
| 2008 | -15.5% | -$154,672 |
| 2022 | -12.0% | -$119,582 |
Falls within a year were deeper
| Great DepressionSep 1929 to Jun 1932 | -86% |
| 1973 to 1974 bear marketJan 1973 to Oct 1974 | -48% |
| Dot-com bustMar 2000 to Oct 2002 | -49% |
| Global financial crisisOct 2007 to Mar 2009 | -57% |
| Covid crashFeb 2020 to Mar 2020 | -34% |
| 2022 rate shockJan 2022 to Oct 2022 | -25% |
U.S. stocks alone (S&P 500 price index), high to low on daily closes. Annual figures smooth these out.
Historical results for U.S. stocks (S&P 500 with dividends) and 10-year U.S. Treasuries, rebalanced once a year, in one-year periods from January to January, 1928 to 2022, before taxes and fees. Past results do not predict future results. How these figures are computed.
In Ironlake, this view uses your own recorded balances, and the stock range you choose becomes part of your written investment plan, so you can check later whether your portfolio still matches it.
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